Finance for your kind of company
Every trade has its own cash-flow shape: seasonal dips, slow payers, VAT quarters, stock bought months ahead. Pick yours for the products that fit, what they cost and what to watch.
- Restaurants, pubs & cafésHow finance works for UK restaurants, pubs and cafés: card-heavy takings, seasonal dips, what a cash advance really costs and what funders check.Read the guide
- ConstructionHow finance works for UK construction firms: CIS deductions, retentions, slow stage payments and plant. What fits, what it costs and what to watch.Read the guide
- HaulageHow finance works for UK hauliers: fuel paid now, invoices paid later, operator licence financial standing, and which products fit a fleet.Read the guide
- Medical & dentalHow finance works for UK dental and private medical practices: NHS contract payments, year-end reconciliation, equipment costs and what funders check.Read the guide
- Shops & retailHow finance works for UK shops: stock bought months before it sells, a Christmas-heavy year, card takings, and what each option really costs.Read the guide
- E-commerceHow finance works for UK online sellers: stock bought months before peak, marketplace payouts, ad spend, and revenue-based finance versus cash advances.Read the guide
- GaragesHow finance works for UK garages: MOT peaks in March and September, parts on account, workshop kit, and which finance suits each need.Read the guide
- Salons & beautyHow finance works for UK hair and beauty salons: card takings, refits, the VAT threshold, chair rental, and why Ask Sterling only helps limited companies.Read the guide
- ManufacturingHow finance works for UK manufacturers: raw materials paid up front, customers on 60-day terms, machinery, and which finance fits each part of the cycle.Read the guide
- Wholesale & distributionHow finance works for UK wholesalers: thin margins, big stock buys, customers on credit and invoice finance that grows with your sales ledger.Read the guide
- Hotels & hospitalityHow finance works for UK hotels, B&Bs and seasonal coastal businesses: pre-season refits, winter gaps, VAT quarters and deposits held for guests.Read the guide
- LandscapingHow finance works for UK landscapers: spring-to-autumn work, winter gaps, mowers and vans, commercial contracts, and why only limited companies qualify.Read the guide
- Cleaning & facilitiesHow finance works for UK cleaning companies: weekly payroll, contracts paid at 30 to 60 days, new contract start-up costs and the finance that fits.Read the guide
- IT servicesHow finance works for UK IT services firms and MSPs: monthly contract income, project milestones, payroll ahead of payment and which finance fits.Read the guide
- Marketing agenciesHow finance works for UK marketing agencies: retainers, media spend paid before clients pay, project lumps and payroll. What fits and what to watch.Read the guide
- Gyms & fitnessHow finance works for UK gyms and studios: membership direct debits, the January rush, summer dips, equipment costs and which finance fits each.Read the guide
- Professional servicesHow finance works for UK consultancies, law firms, architects and other professional practices: lock-up, work in progress, slow payers and partner exits.Read the guide
Ready for a straight answer?
Two minutes of questions. One funding specialist. No impact on your credit score.